zIndex

Zoniqx zIndex is the institutional benchmark for on-chain credit and risk intelligence. It quantifies liquidity, legal robustness, and technological resilience across assets, issuers, and protocols, integrating real-time blockchain telemetry with compliance and security signals.

Aligned with emerging prudential and DeFi-risk frameworks, Zoniqx zIndex powers issuance, portfolio monitoring, and regulatory decisioning across tokenized markets.

What is Zoniqx zIndex?

Zoniqx zIndex is a composite, data-driven rating framework that standardizes how the market measures on-chain creditworthiness and operational risk. It transforms fragmented on-chain signals into a transparent institutional index that informs everything from asset issuance to collateral policy.

Powered by Zoniqx zProtocol, zCompliance, zIdentity, and z360, it enables:

Liquidity measurement across chains, venues, and market structures

Legal and compliance scoring using verified regulatory artifacts

Technology-risk quantification aligned with global DeFi security standards

Real-time recalibration based on market and governance events

The Zoniqx zIndex Advantage

Real-Time Market Telemetry

On-chain and off-chain data streams power continuous recalibration as liquidity, governance, or infrastructure risks evolve.

Unified Risk Intelligence

A single composite score integrating liquidity, legal, and technological risk for digital and tokenized assets.

Explainable and Transparent

Each zIndex score includes source provenance, metric weights, and rationale—supporting investor trust and governance oversight.

Regulatory Alignment

Compliant with prudential and DeFi-risk guidance from global regulators; produces auditable evidence packs for supervisors and auditors.

Integration Across Zoniqx Rails

Natively interoperable with DyCIST/zProtocol, zCompliance, zIdentity, and z360 for issuance, monitoring, and lifecycle enforcement. 

How Zoniqx zPayRails works

Data Ingestion – On-chain telemetry, DEX/CEX order-books, oracle feeds, audit registries, and governance logs.

Scoring Engine – Normalizes data via percentile/z-score models with dynamic weighting (Liquidity 40 | Legal 35 | Tech 25).

Event Re-Scoring – Automatic re-weights during incidents (exploits, oracle disruptions, regulatory actions).  

Composite Output – A 0–100 score with sub-index visibility and confidence intervals.  

Delivery – REST/GraphQL APIs, SDKs, and dashboards for issuers, custodians, and institutions.  

Core Structure of Zoniqx zIndex

zDeFi (Liquidity Sub-Index)

Measures venue-normalized depth, execution quality, and cross-chain dispersion. 
Factors include: market depth, bid-ask spreads, slippage, transfer latency, and event-driven fragility.

zCompliance (Legal Robustness Sub-Index)

Assesses regulatory classification, KYC/AML maturity, custody, disclosures, and jurisdictional posture. 
Integrates directly with Zoniqx zCompliance and DyCIST for multi-jurisdiction legal validation.

zTech (Technological Risk Sub-Index)

Quantifies protocol-level risks: smart-contract vulnerabilities, oracle dependencies, governance attack surface, bridge trust models, and network reliability. 
Mapped to the OWASP Smart Contract Top 10 and leading DeFi-risk taxonomies.

Institutional Use Cases

Asset Issuers & Fund Managers

Use zIndex thresholds to qualify tokenized assets before issuance and strengthen disclosures.

Auditors & Regulators

Access explainable evidence packs linking scores to verified data sources and compliance artifacts.

DeFi Protocols & Lending Markets

Set LTV ratios, collateral eligibility, and liquidation parameters based on zIndex risk buckets.

Exchanges & Custodians

Screen assets and counterparties using standardized risk criteria.

Banks & Regulated Institutions

Incorporate zIndex into risk models for tokenized securities, stablecoins, and DeFi exposure management.

GEO Optimization

MiCA-aligned legal scoring and ESMA liquidity calibration.

Integrates SEC/FINRA disclosure data and liquidity stress models for tokenized securities.

FCA governance and audit linkage with transparency registers.

VARA-based classification and regional liquidity/technology resilience scoring.

MAS risk frameworks, IFSCA RWA guidelines, and cross-chain data residency compliance.

Why Choose Zoniqx zIndex

Bring quantitative discipline to tokenized markets.

Frequently Asked Questions (FAQ)

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Legal & Regulatory Notice

Zoniqx zIndex is a technology and data analytics platform that provides credit and risk indices for tokenized assets and DeFi protocols. It does not constitute financial ratings advice, credit assessment, or investment recommendations. Institutions must perform their own due diligence and comply with applicable regulations.

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