Zamanat

Zamanat brings guarantees and risk transparency to tokenized private credit

Built on the Zoniqx and ZIGChain infrastructure for regulated wealth markets, Zamanat gives institutions the trust they need to put capital into tokenized credit.

Asset class
Private credit
Partners
Zoniqx, ZIGChain, Zamanat
Blockchain
ZIGChain
Launched
RWA Connect, Abu Dhabi
Year
2025
The challenge

Institutions wanted tokenized credit, with less risk and more clarity

Private credit is moving on-chain, but institutions hold back when they cannot see the risk or rely on a guarantee. Regulations differ by country, compliance is still largely manual, and most tools only cover part of the process. Investors and regulators get little visibility into what happens after issuance.

What we built

One foundation for issuing, servicing and protecting credit

Zoniqx’s z360 platform runs the full life of each credit product, from issuance and investor onboarding to transfers and payouts, with compliance rules built into every token. ZIGChain provides the blockchain these products settle on, built for wealth products. Zamanat adds guarantees and clear risk reporting on top, so investors know what backs each product before they commit.

The outcome

From pilots to production, with confidence

Issuers can now launch regulated credit products with automated servicing, guarantees and real-time records that issuers, distributors and regulators can all check. The same setup supports offers to eligible investors through retail, advisory and institutional channels in permitted jurisdictions.

End to endCredit lifecycle automated
Real timeRecords for issuers and regulators
3Partners in one foundation
“By combining Zoniqx’s lifecycle engine with ZIGChain’s institutional settlement layer, we are building a foundation for global, interoperable, and inclusive RWA markets.”
Abdul Rafay GaditAbdul Rafay GaditCo-Founder, ZIGChain